Refinancing can save you a nice chunk of money — if you do it the right way. This section has all the information you need to make smart refinancing decisions, save on your mortgage and minimize lending hassles.

  • When should should I refinance?
  • Should I refinance with my current lender?
  • How do I find the best refinance lender?
  • What’s the best way to shop for my refinance?
  • What do these disclosures mean? Do I have to read them?
  • What type of refinance loan should I choose?
  • Can I refinance with little or no equity?
  • What’s better — a cash-out refi or a home equity loan?
  • Can I refinance if I have a second mortgage?
  • How much can I save with a refinance?
  • What’s a “no-cost” refinance? Is it a good idea?

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